FAQs.

We receive many questions concerning unemployment, below are some of the most commonly asked questions. If you have any additional questions, please contact your state's unemployment insurance office.

What is unemployment? What is the unemployment definition?

According to the BLS (Bureau of Labor Statistics), there is only one official definition of unemployment — "People who are jobless, actively seeking work, and available to take a job. The official unemployment rate for the nation is the number of unemployed as a percentage of the labor force (the sum of the employed and unemployed)." If you find yourself unemployed, it is often due to a shifting economy, manufacturing changes, or technology implementation. One of the most effective ways to quickly become employed again is to either move to another area that values or seeks your current job skills and experience, or obtain additional job skills that are in demand in the area you currently live.

Each state has great resources to help you find a new job seeking your job skills and experience, and training programs for you to obtain new ones that are currently in demand. While unemployment is often seen as a traumatic event in many people's lives, it is often a point of new opportunities if you are willing to be open to them, click here to get started filing for unemployment benefits, take advantage of training programs, and start a new career.


What are common causes of unemployment?

There are several common causes of unemployment. They can vary from causes that cause employees to leave their job to find a better one (commonly known as frictional unemployment causes), or causes that stem from when a workers' skills or income requirements no longer match the jobs available (these are referred to as structural unemployment causes). It is important to note, that even when an economy is healthy, these underlying causes of unemployment are always present.

There is also another cause of unemployment, called demand-deficient unemployment, this happens when there are fewer jobs than applicants. When it happens during the recession phase of the business cycle, it's called cyclical unemployment. To learn more about common causes of unemployment, click here.


What is unemployment insurance?

According the United States Department of Labor, "Unemployment Insurance (UI) programs provide unemployment benefits to eligible workers who become unemployed through no fault of their own, and meet certain other eligibility requirements. Unemployment insurance payments (benefits) are intended to provide temporary financial assistance to unemployed workers who meet the requirements of State law. Each State administers a separate unemployment insurance program within guidelines established by Federal law. Eligibility for unemployment insurance, benefit amounts and the length of time benefits are available are determined by the State law under which unemployment insurance claims are established. In the majority of States, benefit funding is based solely on a tax imposed on employers."


What are considered unemployment benefits? What is unemployment compensation?

Each state has a unique unemployment benefits package, however in general, benefits are based on a percentage of an individual's earnings over a recent 52-week period - up to a state maximum amount. Benefits can be paid for a maximum of 26 weeks in most States. Additional weeks of benefits may be available during times of high unemployment. Some States provide additional benefits for specific purposes. Benefits are subject to Federal income taxes and must be reported on your Federal income tax return. You may elect to have the tax withheld by the State Unemployment Insurance agency. To view your own state's unemployment benefits, click here.


How to file for unemployment? How to apply for unemployment?

Each state has an online unemployment insurance contact process, click here to view your state's official online filing process for unemployment. When you become unemployed, you should contact the your state's Unemployment Insurance agency as soon as possible to help ensure your claims process goes smoothly and quickly. In almost all states, you can file a claim by telephone or over the Internet without the need to physically go to an office to start the process. When you file a claim, you will be asked for certain information, such as addresses and dates of your former employment. To make sure your claim is not delayed, be sure to give complete and correct information.

Generally, you should file your claim with the state where you worked. If you worked in a state other than the one where you now live or if you worked in multiple states, the state UI (unemployment insurance) agency where you now live can provide information about how to file your claim with other states. You may also click here above to find contact information for all states. It generally takes two to three weeks after you file your claim to receive your first benefit check. Some states require a one-week waiting period; therefore, the second week claimed is the first week of payment, if you are otherwise eligible.


What is an unemployment claim? What is the unemployment weekly claim?

Unemployment claims are paid from state funds that are collected from employers in the form of an unemployment insurance tax. In order to encourage workers to get another job, unemployment benefits are payable for a limited number of weeks and are designed to pay less than a worker would make at a job. To view your own state's unemployment insurance benefits and file a claim, click here.


What is an ei (employment insurance) application?

Employment insurance (EI) is Canada's version of Unemployment Insurance (UI), and does not apply to US unemployment claims. Employment Insurance (EI) provides regular benefits to individuals (in Canada) who lose their jobs through no fault of their own (for example, due to shortage of work, seasonal or mass lay-offs) and are available for and able to work, but can't find a job. Always apply for EI benefits as soon as you stop working. You can apply for benefits even if you have not yet received your Record of Employment (ROE). If you delay filing your claim for benefits for more than four weeks after your last day of work, you may lose benefits. If you are a Canadian citizen, please click here to learn more about this program.


What are world bank jobs?

The World Bank is a vital source of financial and technical assistance to developing countries around the world. Established in 1944, the World Bank Group is headquartered in Washington, D.C. We have more than 10,000 employees in more than 120 offices worldwide. They are continually in search of the brightest, most talented individuals from around the globe, and are proud to employ a dedicated and committed workforce that is diverse in gender, nationality and ethnic background.

Bank staff work with governments, civil society groups, the private sector and others in developing countries around the world, assisting people in all areas of development, from policy and strategic advice to the identification, preparation, appraisal and supervision of development projects. Build a career that is truly worthwhile with the World Bank, the world’s leading international development organization, click here to learn more about this program.


How do you find the ui (unemployment insurance) online login?

That's easy, click here to find your state's ui online login.


Where are the unemployment offices for my state?

To view your own state's unemployment offices and contact information, click here.


What is the unemployment phone number for my state?

We list all unemployment office phone numbers for each state, click here.


What is the unemployment number? What is the unemployment rate?

We list the unemployment rate number (as listed by BLS) on our home page, click here and scroll down to see each state's unemployment rate.